Susan is a 32-year-old stay-at-home mum with one young child. Susan is diagnosed with young-onset Parkinson’s disease, after suffering uncontrollable tremors in her hands and arms.
Susan and her husband Derek had both taken out various personal insurances, including Critical Illness insurance, when they had their first child three years ago.
Upon formal diagnosis by a specialist, Susan was able to make a claim on her critical illness policy and received a benefit payment of $200,000.
This payment allowed Elaine to focus on her treatment, without having to worry about how her young family was going to cover her immediate and future medical expenses.