Life Insurance.

Life Insurance provides a lump sum benefit to your beneficiaries or estate in the event of your death, or diagnosis of a terminal illness. This is one of the most common types of cover taken out as it provides financial security directly to your loved ones and is paid out as a lump sum.

Have you ever wondered what would happen with your home loan repayments and other financial commitments if something happened to you? You can avoid financial burdens caused by death, illness or injury by protecting yourself with life and income insurance.

Some important questions to ask yourself:

  • What types of cover can I choose from?
  • How much will it cost?
  • What if I need to make a claim?
  • How much insurance do I need?

Your biggest asset is your ability to earn an income.
You insure your car & your house – why not yourself?

Stuart is a 39-year-old self-employed Chiropractor earning $150,000 per year.  He is married to Roxy, and has two primary school aged children, both of whom attend private schools.  His home is valued at $900,000 with a mortgage of $500,000.

Stuart is aware of how important his health is, so he makes it a priority to go to the gym every morning before work.  One day, whilst at the gym, Stuart suffers a heart attack, collapses and passes away enroute to hospital.

Thanks to Stuart having Life Insurance of $1m in place, Roxy was well provided for and was able to:

  1. keep her home by paying off the mortgage;
  2. continue sending her children to private school; and
  3. delay returning to work immediately, thus being available to provide her children with the support they need to deal with their father’s passing.

This provided Roxy with enormous peace of mind, knowing that she and her children would be able to maintain their family home and current standard of living.


We uncover the best Life Insurance cover for you.


    We listen and act when we understand.

    We start by establishing a crystal-clear understanding of your circumstances and identify what is important to you. In this introductory stage, we discover your budgetary guidelines and expenses to establish a clear understanding of the types of cover most suitable for you.


    We uncover the cover best for you.

    We undertake thorough market wide research across all insurers and carry out in-depth policy & contract analysis. All our research takes into account a pre-assessment of any medical & financials issues and includes in-depth premium analysis.

  • 3. ADVICE

    We provide intelligent and expert advice.

    Our advisers will discuss the outcome of the research and an evaluation of the proposed levels of cover. We will provide a Statement of Advice and discuss the best options for you and your circumstances.


    We provide intelligent and expert advice.

    Our dedicated administrators will arrange all paperwork, fast tracking any medical & financial requirements. We have considerable expertise in negotiating medical loadings or exclusions which is a huge benefit to the client at this point in the process.


    We keep you and your cover up-to-date.

    Each year we will review your policy, discuss your levels of cover and make amendments if required. You will receive a summary of schedules and taxation information from us and the insurer year on year.


    We take the worry out of claims

    Our dedicated claims team aims to ensure you receive priority service and peace of mind though the claims process. 24/7 phone and online fast and efficient service including crisis management.