Insurance Products.

Our Insurance Products.

  • LIFE INSURANCE

    Financial security for your loved ones

    Life Insurance provides financial security directly to your loved ones. A lump sum benefit to your beneficiaries or estate in the event of your death, or diagnosis of a terminal illness.

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  • INCOME PROTECTION

    Financial protection if you’re unable to work

    Income Protection gives you an alternative source of income if you are temporarily unable to work due to an illness or injury that has left you Totally Disabled or Partially Disabled.

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  • BUSINESS INSURANCES

    Protects the financial position of your business

    Safeguard your business in the event of a key person’s death, disability or significant medical event. Includes Key Person Income Insurance.

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  • TRAUMA INSURANCE

    Provides a lump sum in the event of a trauma

    The sum insured provides options in stressful situations, allowing you to reduce debt, pay for specialist medical requirements, house modifications etc.

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  • TOTAL & PERMANENT DISABILITY (TPD)

    Additional benefis for Life/Trauma insurance

    Provides a lump sum amount in case of illness or injury allowing you to reduce debt, house modifications and time to adjust to a new way of life.

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  • GENERAL INSURANCES

    Protect your life’s work

    We have a strategic partnership and referral arrangement with Austbrokers Countrywide to provide general insurance for our valued clients.

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Contact us now for expert advice

GOOD ADVICE MATTERS

We uncover the best Insurance Products for you.

  • 1. DISCOVER

    We listen and act when we understand.

    We start by establishing a crystal-clear understanding of your circumstances and identify what is important to you. In this introductory stage, we discover your budgetary guidelines and expenses to establish a clear understanding of the types of cover most suitable for you.

  • 2. RESEARCH

    We uncover the cover best for you.

    We undertake thorough market wide research across all insurers and carry out in-depth policy & contract analysis. All our research takes into account a pre-assessment of any medical & financials issues and includes in-depth premium analysis.

  • 3. ADVICE

    We provide intelligent and expert advice.

    Our advisers will discuss the outcome of the research and an evaluation of the proposed levels of cover. We will provide a Statement of Advice and discuss the best options for you and your circumstances.

  • 4. IMPLEMENT

    We provide intelligent and expert advice.

    Our dedicated administrators will arrange all paperwork, fast tracking any medical & financial requirements. We have considerable expertise in negotiating medical loadings or exclusions which is a huge benefit to the client at this point in the process.

  • 5. ANNUAL REVIEW

    We keep you and your cover up-to-date.

    Each year we will review your policy, discuss your levels of cover and make amendments if required. You will receive a summary of schedules and taxation information from us and the insurer year on year.

  • 6. CLAIMS TEAM

    We take the worry out of claims

    Our dedicated claims team aims to ensure you receive priority service and peace of mind though the claims process. 24/7 phone and online fast and efficient service including crisis management.

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Email: info@cwadvice.com.au
Telephone: 1300 991 479
Facsimile: 03 8732 0266

Street Address:

Office 8, 600 Doncaster Road
Doncaster Vic 3108

Level 2, 35 Dalmore Drive
Scoresby Vic 3189

251 Napier Street
Bendigo Vic 3550

Suite 1, 1/38 High Street
Wodonga   Vic   3690

Countrywide Advice Pty Ltd, Countrywide Advice Pty Ltd Trading as J Fleming Financial Services, Graeme Collins Pty Ltd Trading as CBS Financial and GrowUp Financial Pty Ltd Trading as Invest Blue are Corporate Authorised Representatives of Charter Financial Planning Limited ABN 35 002 976 294 AFS Licence and Australian Credit Licence no. 234665 (“our Licensee”), as shown in our Financial Services & Credit Guide.

Principal Address: Level 11, 699 Collins Street, Docklands  VIC 3008

This website contains information that is general in nature. It does not take into account the objectives, financial situation or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information.

The Authorised Representative provides you with advisory services in accordance with the disclosures in the Financial Services and Credit Guide. Charter Financial Planning is responsible to you for all conduct. www.charter.com.au