Insurance Products.

Our Insurance Products.

LIFE INSURANCE.
Financial security for your loved ones
Life Insurance provides financial security directly to your loved ones. A lump sum benefit to your beneficiaries or estate in the event of your death, or diagnosis of a terminal illness.

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INCOME PROTECTION.
Financial protection if you’re unable to work
Income Protection gives you an alternative source of income if you are temporarily unable to work due to an illness or injury that has left you Totally Disabled or Partially Disabled.

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BUSINESS INSURANCES.
Protects the financial position of your business
Safeguard your business in the event of a key person’s death, disability or significant medical event. Includes Key Person Income Insurance.

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TRAUMA INSURANCE.
Provides a lump sum in the event of a trauma
The sum insured provides options in stressful situations, allowing you to reduce debt, pay for specialist medical requirements, house modifications etc.

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TOTAL & PERMANENT DISABILITY (TPD).
Additional benefis for Life/Trauma insurance
Provides a lump sum amount in case of illness or injury allowing you to reduce debt, house modifications and time to adjust to a new way of life.

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GENERAL INSURANCES.
Protect your life’s work
We have a strategic partnership and referral arrangement with Austbrokers Countrywide to provide general insurance for our valued clients.

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GOOD ADVICE MATTERS

We uncover the best Insurance Products for you.

1. DISCOVER
We listen and act when we understand.
We start by establishing a crystal-clear understanding of your circumstances and identify what is important to you. In this introductory stage, we discover your budgetary guidelines and expenses to establish a clear understanding of the types of cover most suitable for you.
2. RESEARCH
We uncover the cover best for you.
We undertake thorough market wide research across all insurers and carry out in-depth policy & contract analysis. All our research takes into account a pre-assessment of any medical & financials issues and includes in-depth premium analysis.
3. ADVICE
We provide intelligent and expert advice.
Our advisers will discuss the outcome of the research and an evaluation of the proposed levels of cover. We will provide a Statement of Advice and discuss the best options for you and your circumstances.

4. IMPLEMENT
We provide intelligent and expert advice.
Our dedicated administrators will arrange all paperwork, fast tracking any medical & financial requirements. We have considerable expertise in negotiating medical loadings or exclusions which is a huge benefit to the client at this point in the process.
5. ANNUAL REVIEW
We keep you and your cover up-to-date.
Each year we will review your policy, discuss your levels of cover and make amendments if required. You will receive a summary of schedules and taxation information from us and the insurer year on year.
6. CLAIMS TEAM
We take the worry out of claims
Our dedicated claims team aims to ensure you receive priority service and peace of mind though the claims process. 24/7 phone and online fast and efficient service including crisis management.

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Email: info@cwadvice.com.au
Telephone: 1300 991 479
Facsimile: 03 8732 0266

Street Address:
Level 2, 35 Dalmore Drive
Scoresby Vic 3189

Cogley Pty Ltd as Trustee of the The Cogley Unit Trust (ABN 80 646 523 231) trading as Stuart Broadley & Associates Financial Advisers and/or Countrywide Advice

Charter Financial Planning Limited ABN 35 002 976 294 Australian Financial Services Licensee Licence number 234665 750 Collins Street, PO Box 2830 Melbourne VIC 3001

This website contains information that is general in nature. It does not take into account the objectives, financial situation or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information.