Do It Yourself Case Study
When it comes to getting your finances in order, it all starts with a budget. If you’re trying to save some dough, it’s vital you have a budget and stick to it. A budget highlights where your money is going, what it’s being spent on, and how you can cut down your spending.
Use the SBFA Budget Template to fill in your income, expenses and find out where your money’s going and how much you should have to put towards savings.
Set aside one night to clear the dining table and sit down with all your bank statements, pay slips, and major bills. Then it’s just a matter of jotting down everything you spend money on. Including the morning coffee, the chocolate bars. Everything.
Just fill in the spaces and your household budget will be ready.