About Countrywide Advice.

We provide ongoing advice and management of your strategy, including regular performance reporting, communication about investment markets and maintenance of your investment portfolio and insurance coverage.

We look at your entire financial position, your needs and what you want to achieve in life before helping you plan how to get there. Then we guide you through a simple step-by-step process to create a financial plan.

Contact us now for expert advice

The Countrywide Advice Team.

All of our advisers are fully qualified experts in personal finance and investment, with the necessary experience to ensure the best financial outcome for you. Our quality financial advice puts you in control.

We are committed to ongoing professional development and education to give you the most up to date technical knowledge and advice, specific to your needs. Our experience and specialist knowledge helps you make sense of all your options, so you can choose the best solution.

You can contact us at any time, particularly if any of your circumstances change. Our team is always available to talk with you.

Stuart Broadley

Stuart Broadley

Managing Director

Originally the Director of Stuart Broadley & Associates, Stuart has been in the financial planning industry since 1997.  In 2020, Stuart Broadley and Associates merged with Countrywide Advice, and Stuart is now a Director of Countrywide Advice.

Stuart’s strengths lie in assisting his clients clarify their financial future and helping them to implement the right strategies to achieve their goals.

Stuart’s commitment to his clients is second to none and his wealth of industry knowledge and extensive network means that he is continually at the forefront in providing his clients with leading products and strategies.

Stuart’s specialties are in the areas of:

  • Personal Risk Management;
  • Personal and group Insurance (Life, TPD, Income protection and Trauma);
  • Life investment products;
  • Budget and cash flow management; and
  • Debt Advice

Industry Standard Education – RG146 special knowlegde

Professional Membership
AFA – Association of Financial Advisers

Adam McRedmond

Adam McRedmond

Adviser and Director

Adam is an experience Financial Advisor with a demonstrated history of working in the financial services industry since 2008.

Adam has a Certificate IV in Finance and Mortgage Broking and also a Bachelor of Commerce from Deakin University.  He is an accredited Mortgage Broker.

Adam is skilled in Finance, Insurance, Self-Managed Superannuation Funds (SMSF), Financial Planning, and Superannuation.

Adam’s specialties are in the areas of:

  • Personal Risk Management;
  • Life investment products;
  • Superannuation strategies and retirement planning;
  • Budget and cash flow management;
  • Debt Advice;
  • Finance including Residential mortgages and home loans, deposit bonds, reverse mortgages and personal loans.

Certificate IV in Finance and Mortgage Broking
Bachelor of Commerce (Commercial Law, Finance and Financial Planning)

Professional Memberships
AFA – Association of Financial Advisers

Wassim Ghattas

Wassim Ghattas

Adviser

Wassim has been in the financial planning industry for the last 9 years. Wassim has completed his Bachelor of Commerce at La Trobe University AND Advanced Diploma in Financial Planning.

  • Reliable
  • Trustworthy
  • Honest
  • Dependable
  • Patient
  • Caring

Wassim’s specialties are in the areas of:

  • Personal Risk Management;
  • Personal Insurance (Life, TPD, Income protection and Trauma);
  • Life investment products;
  • Superannuation strategies and retirement planning;
  • Budget and cash flow management; and
  • Debt Advice regarding how to structure debt, suitability of existing loan structures and repayment options

Advanced Diploma of Financial Services (Financial Planning)
Bachelor of Commerce

Professional Membership
AFA – Association of Financial Advisers

Duncan Murray

Duncan Murray

Adviser

Duncan is Countrywide’s Senior Financial Planner and has over 7 years’ experience in the financial services industry.

Duncan loves to spend time with his family and friends, in particular those of the four pawed variety, namely his dog Lucy!

Duncan is highly committed to helping his clients take the uncertainty out of their future by providing well-researched and highly analysed strategies, for both current financial decisions as well as future retirement planning. This allows his clients to make educated, rational decisions based on fact and not emotion.

Duncan’s specialties lie in the areas of:

  • Financial Planning;
  • Superannuation and retirement planning;
  • Providing insurance advice, including regular portfolio reviews;
  • Personal Insurance (Life, TPD, Income protection and Trauma);
  • Life investment products including Whole of Life, Endowment and Bonds;
  • Budget and cash flow management;
  • Debt management (including borrowing for personal purposes);

Duncan gained his Bachelor of Business in International Trade plus he has also completed his Advanced Diploma of Financial Planning and is a member of the Financial Planning Association.

Gary Decru

Gary Decru

Adviser

One of the founders of Countrywide Advice, Gary draws on 25 + years of experience in the insurance and financial services industry to help ensure that his clients are well protected and looked after.

Gary’s passion is playing both Tennis & Golf and you can often see him hitting of the tee in various exotic locations around the world

Gary’s focus and specialties are in the areas of:

  • Business Insurance: – to SME’s
    (Partnership Protection; Key- Person; & Loan Protection) –
  • Personal Insurance: to – Professionals and Self-Employed Business Owners
    (Income Protection; Term Life & TPD; Trauma Insurance)
  • Group Insurance – to Large Corporations and Associations
    (Income Protection; Term Life & TPD; Trauma Insurance)

Gary’s main goal is to educate and provide strategy that empowers clients to make informed decisions tailoring insurance protection suitable to their needs.

Gary has been assisting business owners, professionals and their families protect their assets and livelihood for over 25 years.

Gary was formerly a Director of Austbrokers Countrywide Financial Services until branching out on his own and forming Countrywide Advice.

Gary gained his Bachelor of Business in Applied Economics and Marketing – BBus (AppEC&Mgt) from Deakin University in 1988 has a Diploma in Financial Planning. Gary is both a member of the Association of Financial Advisers ( AFA ) and Financial Services Institute of Australasia ( FINSIA )

Mark Ladds

Mark Ladds

Adviser

Mark has been in the financial planning industry for the last 35 years.

  • Communication Skills;
  • Retirement Planning & Centrelink;
  • Make things simple & easy

Mark’s specialties are in the areas of:

  • Personal Risk Management;
  • Personal Insurance (Life, TPD, Income protection and Trauma);
  • Life investment products;
  • Superannuation strategies and retirement planning;
  • Budget and cash flow management; and
  • Debt Advice regarding how to structure debt, suitability of existing loan structures and repayment options
  • Centrelink – Guidance & Advice regarding government entitlements.

Industry Standard Education – RG146 specialist knowlegde

Professional Memberships
AFA – Association of Financial Advisers

Robert Switkowski

Robert Switkowski

Adviser

Robert is a qualified and experienced Financial Planner who is committed to helping his clients meet their needs and objectives.

Married with 4 sons, he loves spending time with family and friends and following most sports.

Robert commenced his career within the Financial Services industry with National Mutual in 1985 and became a Financial Planner in 2003. At the beginning of 2020 he became part of the Countrywide Advice team.

Robert’s expertise is in the areas of:

  • Superannuation
  • Retirement planning
  • Risk protection

with a particular passion in assisting clients to enjoy financially fulfilled retirement years.

Robert has completed the Advanced Diploma of Financial Services (Financial Planning) and is a member of the Association of Financial Advisers (AFA).

Jody Fleming

Jody Fleming

Adviser

Jody has worked in the financial services industry for over 25 years and has completed the Advanced Diploma of Financial Planning and holds the designation of Fellow Chartered Financial Practitioner.

Jody’s strengths lie in guiding and educating her clients with smart investment and financial decisions through trust, honesty and professionalism.

Jody’s specialties are in the areas of:

  • Personal Risk Management;
  • Investment and Wealth Creation;
  • Superannuation and retirement planning;
  • Budget and cash flow management;
  • Centrelink Advice; and
  • Aged Care Advice

Advanced Diploma of Financial Planning

Lyndal Angove

Lyndal Angove

Adviser

Lyndal has been in the financial planning industry for over 25 years. Lyndal is a Certified Financial Planner (CFP), and Tax (Financial) Adviser and has the Diploma of Financial Services (Financial Planning) and a Bachelor of Business.

Over her years in the industry Lyndal has held committee member positions with the Financial Planning Association (FPA), sat on several advisory boards, a co-founder and director of a Community Bank amongst running her own private financial planning practices.

Outside of work Lyndal enjoys spending quality time with her family and friends, attending musicals and live theatre, and following the tennis.

Lyndal has always been focused on helping clients, and removing the worry of their financial position, by providing comprehensive financial advice including well researched strategies to meet their needs in the short term and also for their future retirement years.

Ongoing relationships with clients are a feature of Lyndal’s advice with most clients experiencing over 15 years of an ongoing trusted relationship.

Lyndal’s specialties are in the areas of providing:

  • Wealth accumulation & investment strategies advice;
  • Superannuation strategies and retirement planning;
  • Budget and cash flow management;
  • Personal Insurance (Life, TPD, Income protection and Trauma);
  • Centrelink advice; and
  • Overall financial planning advice to help clients understand their finances and feel more confident with their financial future.

Diploma of Financial Services (Financial Planning)
Bachelor of Business

Professional Memberships
FPA – Financial Planning Association

Professional Designations
CFP- Certified Financial Planner (FPA)

Contact us now for expert advice

Disclaimer
Privacy
Financial Services Guides
Managed Portfolio Disclosures

Email: info@cwadvice.com.au
Telephone: 1300 991 479
Facsimile: 03 8732 0266

Street Address:

Office 8, 600 Doncaster Road
Doncaster Vic 3108

Level 2, 35 Dalmore Drive
Scoresby Vic 3189

251 Napier Street
Bendigo Vic 3550

Suite 1, 1/38 High Street
Wodonga   Vic   3690

Countrywide Advice Pty Ltd, Countrywide Advice Pty Ltd Trading as J Fleming Financial Services, Graeme Collins Pty Ltd Trading as CBS Financial and GrowUp Financial Pty Ltd Trading as Invest Blue are Corporate Authorised Representatives of Charter Financial Planning Limited ABN 35 002 976 294 AFS Licence and Australian Credit Licence no. 234665 (“our Licensee”), as shown in our Financial Services & Credit Guide.

Principal Address: Level 11, 699 Collins Street, Docklands  VIC 3008

This website contains information that is general in nature. It does not take into account the objectives, financial situation or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information.

The Authorised Representative provides you with advisory services in accordance with the disclosures in the Financial Services and Credit Guide. Charter Financial Planning is responsible to you for all conduct. www.charter.com.au